Point Predictive
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    • Automotive Fraud
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    • Retail Fraud
    • Synthetic ID
    • Income Validation
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858.829.0839
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12526 High Bluff Dr. STE 145
San Diego, CA 92130
5 Ways Fraud is Contributing to Historically High FICO Scores
September 15, 2019
This week, FICO announced that the national average credit score has hit an all-time high of 706 –  significantly above the average credit score of ...
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Point Predictive
iconfinder_location_1585851
12526 High Bluff Dr. STE 145
San Diego, CA 92130
iconfinder_smartphone-01_186385
858.829.0839
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Our expertise is in predictive science.
Point Predictive powers a new level of lending confidence and speed through the unique combination of artificial and natural intelligence using decades of risk management expertise. Our technology solutions quickly and accurately identify who is reporting truthfully on their loan applications and who is not. As a result, lenders are now able to fund loans easily without asking the vast majority of applicants for onerous documentation such as paycheck stubs, utility bills or bank statements. This improves funding rates by 40-50% while reducing overall early payment default losses by more than 30%. Borrowers get loans faster and we significantly boost profits to a lender’s bottom line.
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Point Predictive
  • Solutions
    • Automotive Fraud
    • Mortgage Solutions
    • Retail Fraud
    • Synthetic ID
    • Income Validation
    • Outsourced Fraud Mitigation
  • Company
    • Leadership Team
    • Investors
    • Careers
    • Customers
  • Resources
    • Press Releases
    • Blog
  • Contact