BorrowerCheck for Consumer Lending
Using our proprietary data repository, BorrowerCheck helps ensure higher quality applications and a streamlined lending process through early identification of a wider range of potential applicant misrepresentation. With improved risk assessment and detailed risk scores, you can lend more confidently while reducing the risk of fraud-based losses.
Robust Fraud Detection
By leveraging Point Predictive’s proprietary data repository, BorrowerCheck goes beyond detecting simple identity theft to consider income, employment, and synthetic identity-related risks.
Improved Waterfall Workflow
BorrowerCheck’s risk-based score helps to fast-track trustworthy applicants, creating a more efficient loan approval process.
Complete Compliance Coverage
Receive an optional PDF for your application decisioning files for use with audits of loan decisioning, as well as OFAC compliance.
Intelligent Risk Score
A risk score for each application that reflects BorrowerCheck’s prediction of identity, employment, and income misrepresentation.
Comprehensive Data Checks
Generate red flags based on the analysis of public records (including OFAC) and our proprietary data repository.
Start working with our BorrowerCheck API quickly, with comprehensive guides and API documentation. Find out more.
Real-Time PDF Reports
A PDF report on an applicant’s financial identity that identifies misrepresentations and recommends next steps for fraud mitigation.
Download Our Case Study
Find out how Point Predictive is helping Expediter Services Reduce fraud with BorrowerCheck.