BorrowerCheck is a tailored solution for automotive dealers that transforms the loan approval process giving you more efficient, reliable, and profitable dealer operations.
It provides a more accurate and comprehensive assessment of borrower risk than traditional red-flag solutions, resulting higher-quality loan applications and reduced lender buy-back demands, backed by thorough and reliable risk assessments.
Robust Fraud Detection
By leveraging Point Predictive’s proprietary data repository, BorrowerCheck goes beyond detecting simple identity theft to consider income, employment, and synthetic identity-related risks.
Reduced Lender ‘Buy-Back’
Comprehensive due diligence helps prevent sending lenders high-risk applications and protects vendor relationships.
Improved Borrower Experience
Replace cumbersome screening questions with phone-based, one-time authentications that can help combat synthetic identify fraud.
In The Press
RouteOne Integrates with Point Predictive’s BorrowerCheck
RouteOne integrates with BorrowerCheck, giving over 14,000 dealerships turnkey access to comprehensive application fraud checks. The solution detects more than 90% of the fraud that dealers are missing today and reduces false positives of legacy red flag alerting systems by up to 70%.
Streamlined Report Generation
Provides a real-time PDF report on an applicant’s financial identity, detecting any misrepresentations and providing recommended actions.
Optional Phone OTP Verification
Send a one-time passcode to the consumer’s phone for a faster alternative to traditional KBAs.
Comprehensive Data Checks
Generate red flags based on the analysis of public records (including OFAC) and our proprietary data repository.
Download Our Case Study
How Carriage Auto Group used BorrowerCheck to save over $50k in fraud losses.
Download A Sample BorrowerCheck Report
See an example of the information included in a BorrowerCheck Report