Identity Fraud Index

Point Predictive’s Identity Risk Index tracks 37 separate identity risk signals on more than 130 million auto loan applications from 2017 through 2023.
Last Updated 02/06/24

Introduction

Point Predictive’s Identity Risk Index tracks 37 separate identity risk signals on more than 130 million auto loan applications from 2017 through 2023. These signals include the likelihood of identity theft and synthetic identity fraud based on risk alerts that are present at the time of application. The identity risk index tracks the level of SSN misuse, patterns related to potential synthetic identity, piggybacking, matches to prior identity theft cases and many other factors to arrive at an overall level of identity risk.

Can you elaborate on the data sources and analysis methods used to compile the index?

The index was created using Point Predictive’s proprietary data which includes 157 million auto loan applications from 2017 through 2023. We collect more than 85 fields of information on every auto loan application including demographics, loan information, vehicle information, sales information, dealership information and loan performance data.

How frequently is the index updated?

The index is updated quarterly.

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