Point Predictive Fraud Indexes

Revolutionizing Fraud Detection in the Automotive Industry


Fraudulent activities in auto loan applications undermine the integrity of the automotive industry. Point Predictive's Fraud Indexes leverage extensive data analysis to provide crucial insights for fraud detection and empower industry stakeholders to identify and address fraudulent behaviors effectively.

Income Misrepresentation Index

Tracks the patterns of income and employment suspected of misrepresentation across 130 million application submissions.

Income Misrepresentation Index
Last Update 02/06/24
1.69%
Identity Fraud Index

Monitors 37 distinct Identity Risk Signals on more than 130 million auto loan applications submitted from 2017 through 2023.

Identity Fraud Index
Last Update 02/06/24
Affordability Index

Examines how average car prices, loan amounts, and borrower risk factors—like income, car payments, and loan terms—affect macro affordability across the auto industry.

Affordability Index
Last Update 02/06/24
0.5%