For Point Predictive, 2023 was a year of remarkable achievements, reinforcing our status as industry pioneers in the consumer lending technology sector.  LendTech of the ...

More prospective borrowers are resorting to fraud in the face of fewer auto financing options.  Auto financing was harder to come by in November, according ...

By Jay Anderson, VP of Product Delivery When Disney launched its streaming service, Disney+, I decided to purchase a subscription as a family Christmas gift. ...

By Jay Anderson, VP of Product Delivery Taking a trip back to just before the pandemic, there was a news story that stood out to ...

By Justin Hochmuth, Fraud Consultant According to the 2022 Annual Fraud Report, income misrepresentation was responsible for more than $1.8 billion in loss exposure for ...

By Jay Anderson, VP of Product Delivery The subprime mortgage crisis that occurred between 2007 and 2010 left a lasting impression on the financial system ...

By Neal Shinkle, Fraud Consultant Mortgage Lending In a Time of Evaporating Volume By now we’ve all seen the pictures. Unnerving images of the mountains ...

Consumer credit, whether loans, lines of credit, credit cards, mortgages, or buy-now-pay-later applications is a competitive and complex business. Well-qualified borrowers have many options available ...

By Justin Hochmuth, Fraud Consultant It’s common knowledge that borrowers who misrepresent their income, use fake employers, or supply forged paystubs are significant threats to ...

Synthetic identities have been all the talk from a fraud risk perspective for lenders for decades , but not all synthetic identities result in losses ...